Phillips Property Group - The Brokery
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$173,107$173,107$319,499
Remaining term (yrs)20.520.530.0
Secondary amount$0$146,392$0
Funding fee$866$866$0
Note rate4.170%4.170%7.400%
Blended rate4.170%5.925%7.640%
1st payment$1,045.26$1,045.26$2,212.15
2nd payment$0.00$975.95$0.00
Taxes / mo$103.00$103.00$103.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$63.90
HOA / mo$70.00$70.00$70.00
Total monthly$1,368.26$2,344.21$2,599.05
Cash to close$181,892$35,500$35,500